Wind Damage Tips To Prepare Your Home for Future Storms

This week’s wild weather was not to be taken lightly. I’ve had calls from all over the area to fix roofs, repair gutters, and replace siding that was damaged. While high winds aren’t very common, they can cause major headaches for homeowners, especially those who have to go through the process of making an insurance claim. With that being said, here are my six tips for “weathering the storm” that inevitably comes with unanticipated damage to your home.

Check your policy now

Every insurance policy is unique and it’s really important to review your coverage annually to make sure you’re up to date with the inclusions and exclusions. Most homeowner's policies cover damage due to wind but other storm-related issues such as flooding are usually not part of the deal. The State of Connecticut Insurance Department has a basic homeowner’s storm damage FAQ on their website, but because all policies and insurers are different, it’s worth talking to your agent.

Be very careful

Damage can’t always be seen, so it’s important to exercise extreme caution. Inspect the power lines around your home as well as the trees. Even if nothing is down now, a broken limb could fall later, so it’s better to be diligent. Also, be sure to watch for leaks in the days and weeks after bad weather. High winds often rip off shingles, leaving roofs exposed to water. 

Make use of your camera

The most common types of storm-related damage are to roofs, windows, siding, and windows. As you inspect your home, take photos or everything and don’t move anything unless it's necessary. Video is also a great way to document any potential damage. The more evidence that you have, the better off you’ll be when you go to make an insurance claim. 

Call your insurance company

Once you’ve assessed any potential damage, you can get in touch with your insurance provider. Do this as soon as possible and be ready with all the documentation that you’ve collected. Your insurer will be able to assess the damage to your home and help you understand what's covered by your policy. They’ll also connect you to a claims agent if required.

Make repairs

After you’ve reported any damage, it’s time to clean up. Leaving exposed areas uncovered and not fixing leaks will create much bigger issues, so be sure to clear and patch any problem spots. Do not ever try to touch downed power lines or electrical equipment - report those to your electricity provider or even your town’s fire department. 

Hire a good, local contractor

Believe it or not, there are some hacks out there who chase storm damage, taking advantage of homeowners who need a fast fix. Don’t fall for these traps - look for someone local, reputable, who has a good track record, and is fully licensed and insured. The Better Business Bureau is a great place to get started.

Bob O’Donnell is the owner of O’Donnell Bros. Inc., a Bristol-based home improvement company established in 1975. Email your questions to info@odonnellbros.com with the subject line “Ask the Pro.” All questions may be considered for publication. To contact Bob for your remodeling needs, call O’Donnell Bros. Inc. at (860) 589-5155 or visit http://www.odonnellbros.com. Advice is for guidance only.

Asphalt Versus Metal Roofs

When thinking about a new roof, finding the right contractor, negotiating the best price, and deciding on the color and style are just a few of the options to navigate. But in the past, one thing homeowners often didn’t have to think about was the material, as asphalt roofs have been the most popular choice in our area for their cost-effectiveness and durability. But recently, metal has begun increasing in popularity. While metal roofs are more common in areas of the country with more extreme weather conditions, it’s always good to know about the different options available. So let’s take a deeper dive into the pros and cons of asphalt and metal roofs to help you make the best decision for your home.

The Asphalt Roof

Asphalt is the most popular choice with homeowners for a variety of reasons, but the single most important factor is almost always the price. The average cost to purchase the materials for an asphalt roof is nearly one-third of the cost of a metal roof. That cost differentiation gives asphalt the leg up almost every time. In addition to being the more cost-effective option of the two choices, there is a lot to love about asphalt. Individual shingles give a homeowner lots of color and design choices, and they are faster to install than a metal roof, often taking just a few days of labor. While most asphalt roofs come with a 30-year warranty, they are easy to repair if damaged, and a small section can be replaced without having to get a whole new roof. The material also performs exceptionally well in the rain, heat, sleet, and snow.

Of course, there are a few negative aspects of asphalt roofing that homeowners should be aware of. If you’re installing a new asphalt roof, I always recommend removing the old roof before installing new material, which does add to the labor cost. Another negative factor is the chance that mold, mildew, and algae will grow if a roof is shaded and stays damp for long periods of time. Also, while our Connecticut weather isn’t as severe as other parts of the country, very high winds can loosen shingles if they aren’t installed properly.

The Metal Roof

Even though they aren’t as common in our area, metal roofs have some very attractive qualities that make them worth considering. Firstly, the material is lighter than traditional asphalt roofs, and the metal sheets can often be installed right over regular asphalt as long as it doesn’t have water damage or rotten plywood underneath. Metal roofs also last longer than asphalt roofs, and maintenance is minimal. Mold and mildew cannot grow on metal so if you live in a damp area with lots of shade, this might be a worthwhile benefit. Another plus is that metal roofs are energy efficient all year round, helping to keep the house cooler in the summer and warmer in the winter. Plus they perform very well in areas with very high-level snowfall.

Of course, there are a few cons that homeowners should be aware of, and the biggest one is cost. While metal roofs do last longer, the upfront cost can be three times as much as an asphalt roof. Additionally, if a metal roof needs to be repaired, that will also cost more as metal roofs are made in sheets and need to be replaced in that way. From an aesthetic perspective, metal roofs do come in different colors, but there aren't many more options in terms of design and aesthetics. Finally, it’s important to know that without the proper plywood installation and insulation, metal roofs can be noisy, which might not be a con for people who love the sound of rainstorms.

No matter which material you use, it’s important to do your research to find the best product for your individual home. The right roof with the right contractor at the right price will ensure that you live comfortably with peace of mind for many years to come.

Bob O’Donnell is the owner of O’Donnell Bros. Inc., a Bristol-based home improvement company established in 1975. Email your questions to info@odonnellbros.com with the subject line “Ask the Pro.” All questions may be considered for publication. To contact Bob for your remodeling needs, call O’Donnell Bros. Inc. at (860) 589-5155 or visit http://www.odonnellbros.com. Advice is for guidance only.

Roof Mold Makes a Comeback as the Rainy Season Arrives

Spring temperatures and April showers may make for May flowers, but they also create the perfect recipe for something not nearly as pretty. Welcome to roof mold season readers. My phone rings off the hook for roof cleanings come April and May when Connecticut’s moisture and humidity levels kick into high gear, giving mold and mildew the opportunity to thrive. So what’s with the black, streaky stains popping up on everyone’s houses and what can you do to get rid of them?

Stains on a roof are generally algae, which gets carried by wind or birds from roof to roof, and may not be visible until there is enough moisture, heat, and humidity for it to grow and spread. Homes that aren’t properly insulated and ventilated are also susceptible to the problem because they retain moisture a lot more than houses with proper airflow.  

Now don’t be too alarmed, algae isn’t necessarily going to ruin your roof immediately, but it does put a damper on the curb appeal of your home. Plus, the problem could end up damaging and pulling up your shingles if not dealt with for a long period of time. 

An interesting fact is that copper, zinc, and lead are toxic to algae, and many newer roof shingles contain copper granules, which act as a barrier against any mold growth. Homes with older roofs won’t benefit from this technology, but it explains why you won’t see algae where metal flashing has been installed. If your home is susceptible to algae and you’re in the market for a new roof, be sure to inquire about this type of shingle. 

So now that you know about mold, how do you get rid of it? The easiest way to remove roof algae is a specially made cleaning solution, which can be applied to the roof by a professional who is used to working from a ladder. The cleaner can be left on and will actually work as a barrier to help the roof stay cleaner for years to come.

If your roof has major mold problems, you might need to take an additional step. As I mentioned, copper, zinc and lead-coated sheet metal are toxic to algae, so installing a strip of flashing will help stop nasty fungus in its tracks. Choose a strip that’s at least six inches wide, and have it installed at the roof peak to ensure that the metal molecules wash down with the rain and protect the roof from mold build-up. Happy Cleaning! 

Bob O’Donnell is the owner of O’Donnell Bros. Inc., a Bristol-based home improvement company established in 1975. Email your questions for Bob to info@odonnellbros.com with the subject line “Ask the Pro.” All questions may be considered for publication. To contact Bob for your remodeling needs, call O’Donnell Bros. Inc. at (860) 589-5155 or visit http://www.odonnellbros.com. Advice is for guidance only.